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US5478994A Expired / Lapsed US ⏱️ 0.0 years remaining

Secure credit card which prevents unauthorized transactions

Assignee: SECURE INFORMATIOON TECHNOLOGIES LLC
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Filing: 1994-07-13
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Granted: 1995-12-26
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Expires: 2014-07-13
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Abstract

Abstract A secure credit card 10 has a body member to which is attached a microprocessor controller 14 electrically coupled a Programmable Read Only Memory (PROM) device 18 programmed with a series of random numbers in a predetermined sequence. The random numbers are identical to random numbers in a host computer and in the identical sequence as the random numbers in the host computer. This computer is accessible upon each use of the credit card 10. The Programmable Read Only Memory (PROM) accesses the next random number in sequence with each use of the credit card 10 to permit verification by comparing the random number with each use of the credit card 10 with the next random number in sequence as indicated by the computer. A switch 20 actuated with each use of the credit card 10 provides a pulse signal that activates the microprocessor controller 14 to turn on the Programmable Read Only Memory (PROM) to access the next random number in the sequence. A counter 26 connected to the microprocessor controller 14 counts the number of pulse signals received to count each use of the credit card 10. A display device 24 displays the next Personal Identification Number (PIN) in the sequence each time a pulse is received.

Inventors

  • 👤 Sam Rahman
  • 👤 Jim Magner
  • 👤 John Brown
  • 👤 Adarsh Pun
  • 👤 Grant Parker

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-11-07 13:26
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1008; G06; G06K; G06K19/00; G06K19/06; G06K19/067; G06K19/07; G06Q; G06Q20/00; G06Q20/30; G06Q20/34; G06Q20/341; G06Q20/3415; G06Q20/347; G06Q20/38; G06Q20/385; G06Q20/40; G06Q20/409; G06Q20/4097; G07F7/1025; G07F7/1075

Claims Analysis

Total Claims: 2
Claim 1
Independent Claim 232 words
A secure credit card including a body member to which is attached to a microprocessor controller which is electrically coupled to a programmable read only memory device programmed with a series of random numbers in a predetermined sequence, said random numbers being identical to random numbers in a host control computer and in the identical sequence as the random numbers in the host computer, said host computer being accessible upon each use of the credit card, said programmable read only memory device accessing the next random number in sequence with each use of the credit card to permit verification by comparing the number provided by said programmable read only memory device with each use of the credit card with the next random number in sequence as indicated by the host computer, a switch actuated with each use of the credit card that provides a pulse signal that is forwarded to the microprocessor controller and activates the microprocessor controller to access the programmable read only memory device to provide the next random number in the sequence, a counter connected to the microprocessor controller which counts the number of pulse signals received to count each use of the credit card, and a display device in the body member connected electrically to the programmable read only memory device, said display device displaying the next random number in the sequence each time a pulse is received.
Claim 2
Dependent Claim 232 words
A secure credit card including a body member to which is attached to a microprocessor controller which is electrically coupled to a programmable read only memory device programmed with a series of random numbers in a predetermined sequence, said random numbers being identical to random numbers in a host control computer and in the identical sequence as the random numbers in the host computer, said host computer being accessible upon each use of the credit card, said programmable read only memory device accessing the next random number in sequence with each use of the credit card to permit verification by comparing the number provided by said programmable read only memory device with each use of the credit card with the next random number in sequence as indicated by the host computer, a switch actuated with each use of the credit card that provides a pulse signal that is forwarded to the microprocessor controller and activates the microprocessor controller to access the programmable read only memory device to provide the next random number in the sequence, a counter connected to the microprocessor controller which counts the number of pulse signals received to count each use of the credit card, and a display device in the body member connected electrically to the programmable read only memory device, said display device displaying the next random number in the sequence each time a pulse is received.

References Cited (Backward Citations)

US4295039A Cited
US4694412A Cited
US4630201A Cited
US5367572A Cited
US4772782A Cited
US4786790A Cited
US5180902A Cited
US5208447A Cited
US5068894A Cited
US5177790A Cited

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1998-12-25 1999-06-26 1999-12-26 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 2002-12-25 2003-06-26 2003-12-26 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 2006-12-25 2007-06-26 2007-12-26 $7700.00 Window Closed / Lapsed

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