Claims Analysis
Total Claims: 16
Claim 1
Independent Claim
106 words
A method for initiating fraud control features used in billing calls comprising the steps of: establishing call limit criteria for a call; determining the identity of a caller; retrieving call history data from memory for said identified caller; comparing the call history data with the call limit criteria; limiting one of the duration or the number of calls of said identified caller; identifying the caller's telephone number; receiving caller requested telephone number input data; comparing the requested telephone number input data with the identified caller's telephone number; and blocking such calls if the requested telephone number input data does not match said caller's identified telephone number.
Claim 2
Independent Claim
106 words
A method for initiating fraud control features used in billing calls comprising the steps of: establishing call limit criteria for a call; determining the identity of a caller; retrieving call history data from memory for said identified caller; comparing the call history data with the call limit criteria; limiting one of the duration or the number of calls of said identified caller; identifying the caller's telephone number; receiving caller requested telephone number input data; comparing the requested telephone number input data with the identified caller's telephone number; and blocking such calls if the requested telephone number input data does not match said caller's identified telephone number.
Claim 3
Dependent Claim
25 words
A method for initiating fraud control features as recited in claim 1 further comprising the step of obtaining address data from storage for a caller.
Claim 4
Dependent Claim
46 words
A method for initiating fraud control features as recited in claim 2 further comprising the steps of comparing the postal code of the caller obtained during the identity determination step with an obtained postal code address and denying service if the postal codes do not match.
Claim 5
Dependent Claim
41 words
A method for initiating fraud control features as recited in claim 2 further comprising the steps of comparing the first several digits of an address or apartment number of the caller obtained during the identity determination step against obtained address data.
Claim 6
Dependent Claim
46 words
A method for initiating fraud control features as recited in claim 1 further comprising the steps of determining if all service representatives are presently busy and if the service representatives are presently busy, offering an alternative service or automatically switching the caller to another service bureau.
Claim 7
Dependent Claim
50 words
A method for initiating fraud control features as recited in claim 1 further comprising the steps of collecting form of payment data in real time, communicating said form of payment data to a remote site and receiving payment authorization from said remote site via MODEM before a call is completed.
Claim 8
Dependent Claim
33 words
A method of initiating fraud control features as recited in claim 1 further comprising the step of transmitting call charge data to a remote site via MODEM at the completion of a call.
Claim 9
Dependent Claim
19 words
The method according to claim 1 wherein said caller's telephone number identification step is performed by automatic number identification.
Claim 10
Dependent Claim
45 words
The method according to claim 1 further comprising the steps of: comparing the caller's telephone number against a stored list of telephone numbers from which numbers, calls should be blocked; and blocking such calls if the caller's telephone number matches one on the stored fist.
Claim 11
Dependent Claim
27 words
The method according to claim 1 wherein said step of determining the identity of a caller comprises comparing a voiceprint of the caller against a voiceprint database.
Claim 12
Dependent Claim
26 words
The method according to claim 2 wherein said step of determining the identity of a caller comprises verifying the address data from a credit card agency.
Claim 13
Dependent Claim
25 words
The method according to claim 2 wherein said step of determining the identity of a caller comprises verifying the address data from a banking institution.
Claim 14
Independent Claim
114 words
A method for initiating fraud control in billing for a call to a pay information service comprising the steps of establishing call limit criteria for a call; determining the identity of a caller; retrieving call history data from memory for said identified caller; comparing the retrieved call history data with the call limit criteria; identifying the caller's telephone number; receiving caller requested telephone number input data; comparing caller requested telephone number input data with the identified caller's telephone number; limiting the number of calls of said identified caller responsive to the call history comparison step; and blocking a call if the requested telephone number input data does not match said caller's identified telephone number.
Claim 15
Independent Claim
114 words
A method for initiating fraud control in billing for a call to a pay information service comprising the steps of establishing call limit criteria for a call; determining the identity of a caller; retrieving call history data from memory for said identified caller; comparing the retrieved call history data with the call limit criteria; identifying the caller's telephone number; receiving caller requested telephone number input data; comparing caller requested telephone number input data with the identified caller's telephone number; limiting the number of calls of said identified caller responsive to the call history comparison step; and blocking a call if the requested telephone number input data does not match said caller's identified telephone number.
Claim 16
Dependent Claim
33 words
A method as recited in claim 13 wherein said call indentity data is determined via automatic number identification and the automatic number identification data is compared with call requested telephone number input data.