US5867153A
Expired / Lapsed
US
⏱️ 0.0 years remaining
Method and system for automatically harmonizing access to a software application program via different access devices
Assignee: Citicorp Credit Services Inc USA
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Filing: 1996-10-30
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Granted: 1999-02-02
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Expires: 2016-10-30
Abstract
Abstract A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill payment services) to customers using different access devices such web browsers, screen phones and personal computers. A single application program is all that needs to be written and maintained by the financial institution. Also, the method and system enables financial institutions to "leverage" existing programs because now the institution can automatically "project" its existing stock of program services unto new access devices--devices which may not have even existed at the time the program was created. By receiving information from the user via the user's access device, including information identifying the type of device being used and the application program the user wishes to access, the present invention solves these problems. The application program is then accessed and the information to be displayed to the user is identified. This information is automatically translated into a format which is compatible with the device, including its display, and sent to the device for display. The user, in turn, inputs information in response to the displayed information and this input information is automatically translated into a format which is compatible with the application program and is sent to the application program. The response generated by the application program is automatically translated to be compatible with the device and is sent to the device.
Inventors
- 👤 Michael L. Grandcolas
- 👤 Wendell W. Anthony
- 👤 Patrick Law
- 👤 Leslie Moss
- 👤 Teresa A. Petach
- 👤 Peter Tompkins
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-29 03:12
CPC Classifications
G; G06; G06Q; G06Q20/00; G06Q20/38; G06Q20/386; G06Q20/04; G06Q20/08; G06Q20/10; G06Q20/102; G06Q20/30; G06Q20/36; G06Q20/367; G06Q20/3672; G06Q20/3674; G06Q20/382; G06Q20/3821; G06Q20/40; G06Q20/401; G06Q40/00; G07; G07F; G07F17/00; G07F17/16; G07F19/00; G07F19/20; G07F19/206; G07F19/211; G07F7/00; H; H04; H04L; H04L67/00; H04L67/2866; H04L67/30; H04L67/50; H04L67/56; H04L67/565; H04L67/5651; H04L67/75; Y; Y10; Y10S; Y10S707/00; Y10S707/99941; Y10S707/99944; Y10S707/99945; Y10S707/99948; Y10S715/00; Y10S715/961; Y10S715/962; Y10S715/965; Y10S715/969
Claims Analysis
Total Claims: 14
Claim 1
Independent Claim
191 words
A method for facilitating communication between a user using a device with a display and an application program affiliated with a financial institution which the user desires to access through the device comprising the steps of: receiving information from said device; identifying the desired program and the type of device being used; accessing the desired application program, identifying information to be displayed to the user as part of the program and translating the information to be displayed into a format which is compatible with the display of the device; translating input information inputted by the user in response to the displayed information into a format which is compatible with the application program and forwarding said translated input information to said application program; and translating a response to the input information returned by said program into a format which is compatible with the display of said device and forwarding said translated said response to said device wherein said step of translating the information to be displayed on the device further includes the step of translating the information into a tokenized language which is compatible with both the device and the application program.
Claim 2
Independent Claim
191 words
A method for facilitating communication between a user using a device with a display and an application program affiliated with a financial institution which the user desires to access through the device comprising the steps of: receiving information from said device; identifying the desired program and the type of device being used; accessing the desired application program, identifying information to be displayed to the user as part of the program and translating the information to be displayed into a format which is compatible with the display of the device; translating input information inputted by the user in response to the displayed information into a format which is compatible with the application program and forwarding said translated input information to said application program; and translating a response to the input information returned by said program into a format which is compatible with the display of said device and forwarding said translated said response to said device wherein said step of translating the information to be displayed on the device further includes the step of translating the information into a tokenized language which is compatible with both the device and the application program.
Claim 3
Dependent Claim
31 words
The method of claim 1 wherein said step of identifying the type of device being used further includes the step of identifying the type of software being used by the device.
Claim 4
Dependent Claim
31 words
The method of claim 1 wherein said step of identifying the type of device being used further includes the step of identifying the type of software being used by the device.
Claim 5
Dependent Claim
36 words
The method of claim 1 wherein said step of translating the information to be displayed includes the step of automatically determining how to position the information onto the screen so that all the information is displayed.
Claim 6
Dependent Claim
31 words
The method of claim 4 wherein said information includes one or more token from the group of prompts, icons, buttons, wording, phrasing, phrase packs, scroll bars, tool bars and scroll lists.
Claim 7
Dependent Claim
42 words
The method of claim 1 wherein the step of translating the information into a tokenized language further includes the steps of: applying a token hierarchy to the information; and creating a token representation of said information, which is compatible with the device.
Claim 8
Dependent Claim
20 words
The method of claim 6 wherein said creating step further includes the step of consulting a table of token attributes.
Claim 9
Dependent Claim
13 words
The method of claim 1 wherein said application program involves a financial service.
Claim 10
Dependent Claim
12 words
The method of claim 8 wherein said financial service is bill payment.
Claim 11
Dependent Claim
14 words
The method of claim 8 wherein said financial service is transferring funds between accounts.
Claim 12
Dependent Claim
12 words
The method of claim 8 wherein said financial service is buying securities.
Claim 13
Independent Claim
104 words
A method or enabling a plurality of different access devices each having a display to access a plurality of different application programs affiliated with a financial institution comprising the steps of: identifying the type of access device and associated display and application program to be accessed; accessing the program and determining the type of information to be shown on the display as part of the program; applying a token hierarchy to the information; creating a token representation of said information which is compatible with said display, including the step of consulting a table of token attributes; and sending the token representation to the device.
Claim 14
Independent Claim
104 words
A method or enabling a plurality of different access devices each having a display to access a plurality of different application programs affiliated with a financial institution comprising the steps of: identifying the type of access device and associated display and application program to be accessed; accessing the program and determining the type of information to be shown on the display as part of the program; applying a token hierarchy to the information; creating a token representation of said information which is compatible with said display, including the step of consulting a table of token attributes; and sending the token representation to the device.
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USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 2002-02-01 | 2002-08-03 | 2003-02-02 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2006-02-01 | 2006-08-03 | 2007-02-02 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2010-02-01 | 2010-08-03 | 2011-02-02 | $7700.00 | Window Closed / Lapsed |