Claims Analysis
Total Claims: 63
Claim 1
Independent Claim
167 words
A system for distributing and redeeming electronic promotions to a plurality of consumers comprising: a first communications network interconnected to a plurality of first computers interfacing with said plurality of consumers; at least one second computer connected to said first communications network, said second computer maintaining an account for each consumer, said account including a database, each consumer account accessible upon presentation of a unique key over said first communications network, said accessed account showing promotion choices of items available at least one store associated with said key, said second computer recording data of selections of said promotion choices made by said consumer over said first communications network; and a second communications network interconnecting said second computer and at least one computer at said associated store so that said second computer and said store computer can exchange recorded selection data of promotion choices and purchase data of items at said associated store over said second communications network to reconcile said selections and purchases to credit said consumer.
Claim 2
Independent Claim
167 words
A system for distributing and redeeming electronic promotions to a plurality of consumers comprising: a first communications network interconnected to a plurality of first computers interfacing with said plurality of consumers; at least one second computer connected to said first communications network, said second computer maintaining an account for each consumer, said account including a database, each consumer account accessible upon presentation of a unique key over said first communications network, said accessed account showing promotion choices of items available at least one store associated with said key, said second computer recording data of selections of said promotion choices made by said consumer over said first communications network; and a second communications network interconnecting said second computer and at least one computer at said associated store so that said second computer and said store computer can exchange recorded selection data of promotion choices and purchase data of items at said associated store over said second communications network to reconcile said selections and purchases to credit said consumer.
Claim 3
Dependent Claim
22 words
The system of claim 1 wherein said second computer reconciles said selections and purchases to record a credit in said consumer account.
Claim 4
Dependent Claim
25 words
The system of claim 1 wherein said store computer reconciles said selections and purchases to directly reduce a total price of selected and purchased items.
Claim 5
Dependent Claim
21 words
The system of claim 1 wherein said second computer maintains only limited direct identification of each consumer in said account database.
Claim 6
Dependent Claim
17 words
The system of claim 4 wherein said consumer account database excludes identification of said consumer by name.
Claim 7
Dependent Claim
30 words
The system of claim 5 wherein a record of said consumer account database has only said key, at least one financial institution account number, and purchasing history for each consumer.
Claim 8
Dependent Claim
16 words
The system of claim 6 wherein said financial institution account number comprises a credit card number.
Claim 9
Dependent Claim
16 words
The system of claim 6 wherein said financial institution account number comprises a debit card number.
Claim 10
Dependent Claim
16 words
The system of claim 6 wherein said financial institution account number comprises a smart card number.
Claim 11
Dependent Claim
54 words
The system of claim 6 further comprising a third network connecting said second computer and a computer at a financial institution, said second computer communicating a credit to said financial institution computer so that an account of a consumer at said financial institution is credited to reconcile selections and purchases made by said consumer.
Claim 12
Dependent Claim
16 words
The system of claim 4 wherein said consumer account database includes a name for each customer.
Claim 13
Dependent Claim
12 words
The system of claim 1 wherein said first network comprises the Internet.
Claim 14
Dependent Claim
29 words
The system of claim 12 wherein said first network further comprises a Web site presenting a consumer account accessible only upon presentation of said unique key by said consumer.
Claim 15
Dependent Claim
14 words
The system of claim 13 wherein said Web site is associated with said store.
Claim 16
Dependent Claim
25 words
The system of claim 13 wherein said Web site operates on a server, said server interacting with said second computer to access said consumer account.
Claim 17
Dependent Claim
18 words
The system of claim 1 wherein said accessed account presents data of previously purchased items by said consumer.
Claim 18
Dependent Claim
17 words
The system of claim 16 wherein said data of previously purchased items are formatted to industry standards.
Claim 19
Dependent Claim
70 words
The system of claim 1 wherein said second communications network transmits recorded selection data of promotion choices from said second computer to said at least one computer at said associated store within a preselected time limit after said second computer records data of selections of said promotion choices made by said consumer so that said data is transmitted prior to purchase of items by said consumer at said associated store.
Claim 20
Dependent Claim
66 words
The system of claim 1 wherein said second communications network transmits recorded selection data of promotion choices from said second computer to said at least one computer at said associated store upon purchase of items by said consumer at said associated store so that discounts credited to said consumer account are indicated at the time of purchase of items by said consumer at said associated store.
Claim 21
Dependent Claim
38 words
The system of claim 1 further comprising a fourth network connecting said second computer and a computer at a promoter, said promoter computer communicating to said second computer at least one item for promotion at said associated store.
Claim 22
Dependent Claim
35 words
The system of claim 20 wherein said promoter computer further communicating to said second computer at least one criterion for promotion of said at least one item as a promotion choice at said associated store.
Claim 23
Dependent Claim
13 words
The system of claim 20 wherein said promoter computer operates with a GUI.
Claim 24
Independent Claim
123 words
A method for distributing and redeeming electronic promotions to a plurality of consumers through a communications network, comprising: maintaining an account for each consumer, said account including purchasing history information of said consumer; associating each consumer account with a unique key; permitting access to said consumer account, including said consumer purchasing history information, by said consumer upon presentation of said unique key over said communications network; presenting promotion choices of items available at at least one store associated with said unique key over said communications network; recording selections of said promotion choices made by said consumer over said communications network; receiving data of purchased items by said consumer at said associated store; and reconciling said promotion choices and purchases to credit said consumer.
Claim 25
Independent Claim
123 words
A method for distributing and redeeming electronic promotions to a plurality of consumers through a communications network, comprising: maintaining an account for each consumer, said account including purchasing history information of said consumer; associating each consumer account with a unique key; permitting access to said consumer account, including said consumer purchasing history information, by said consumer upon presentation of said unique key over said communications network; presenting promotion choices of items available at at least one store associated with said unique key over said communications network; recording selections of said promotion choices made by said consumer over said communications network; receiving data of purchased items by said consumer at said associated store; and reconciling said promotion choices and purchases to credit said consumer.
Claim 26
Dependent Claim
18 words
The method of claim 23 wherein said purchasing history includes data of previously purchased items by said consumer.
Claim 27
Dependent Claim
18 words
The method of claim 24 wherein said consumer account comprises a discount account established by a third party.
Claim 28
Dependent Claim
17 words
The method of claim 23 wherein said reconciling step comprises recording a credit in said consumer account.
Claim 29
Dependent Claim
14 words
The method of claim 26 wherein said consumer account comprises a financial institution account.
Claim 30
Dependent Claim
14 words
The method of claim 27 wherein said financial institution account comprises a "deposit-only" account.
Claim 31
Dependent Claim
15 words
The method of claim 24 wherein said consumer account comprises a store loyalty program account.
Claim 32
Dependent Claim
17 words
The method of claim 23 wherein said reconciling step comprises directly crediting consumer at said associated store.
Claim 33
Dependent Claim
15 words
The method of claim 30 wherein said consumer account comprises a store loyalty program account.
Claim 34
Dependent Claim
18 words
The method of claim 30 wherein said consumer account comprises a discount account established by a third party.
Claim 35
Dependent Claim
18 words
The method of claim 23 wherein said presenting promotion choices step comprises presenting specific discounts on specific items.
Claim 36
Dependent Claim
36 words
The method of claim 23 wherein said presenting promotion choices step comprises presenting a purchase incentive for one or more items available in said associated store, said purchase incentive unrelated to said one or more items.
Claim 37
Dependent Claim
18 words
The method of claim 23 wherein said presenting promotion choices step comprises presenting specific prices on specific items.
Claim 38
Dependent Claim
52 words
The method of claim 23 further comprising the step of sending data of said recorded selections to one or more of said associated stores within a preselected time limit after said recording selection step so that said data is sent prior to purchase of items by said consumer at said associated store.
Claim 39
Dependent Claim
31 words
The method of claim 36 further comprising the step of indicating discounts credited to said consumer account at the time of purchase of items by said consumer at said associated store.
Claim 40
Dependent Claim
45 words
The method of claim 37 further comprising the step of invalidating said sent data of said recorded selections to one or more of said associated stores within a preselected time limit after said time of purchase of items by said consumer at said associated store.
Claim 41
Dependent Claim
22 words
The method of claim 36 further comprising the step of inferring a likely associated store where purchase will occur by said consumer.
Claim 42
Dependent Claim
25 words
The method of claim 39 wherein said inferring step comprises inferring said likely associated store from the data of previously purchased items by said consumer.
Claim 43
Dependent Claim
19 words
The method of claim 39 wherein said inferring step comprises inferring said likely associated store from said unique key.
Claim 44
Dependent Claim
17 words
The method of claim 36 wherein said one or more associated stores are preselected by said consumer.
Claim 45
Dependent Claim
55 words
The method of claim 23 further comprising the step of sending data of said recorded selections to said associated store upon purchase of items by said consumer at said associated store so that discounts credited to said consumer account are indicated at the time of purchase of items by said consumer at said associated store.
Claim 46
Dependent Claim
25 words
The method of claim 23 wherein said receiving data of purchased items step occurs upon purchase of items by said consumer at said associated store.
Claim 47
Dependent Claim
30 words
The method of claim 23 wherein said receiving data of purchased items step occurs within a preselected time limit after purchase of items by said consumer at said associated store.
Claim 48
Dependent Claim
18 words
The method of claim 23 wherein said data presenting step further comprises formatting said data to industry standards.
Claim 49
Dependent Claim
22 words
The method of claim 23 further comprising the step of offering promotions to said consumer derived from received data of consumer purchases.
Claim 50
Dependent Claim
16 words
The method of claim 47 wherein said promotion offering step comprises targeting large aggregates of consumers.
Claim 51
Dependent Claim
14 words
The method of claim 47 wherein said promotion offering step comprises targeting individual consumers.
Claim 52
Dependent Claim
23 words
The method of claim 49 wherein said targeting step comprises inferring said individual consumers from purchasing and promotion selection data of said consumers.
Claim 53
Dependent Claim
43 words
The method of claim 50 wherein promotions offered to a targeted individual consumer include promotions for products and services based upon purchasing and promotion selection data of said consumer, said promotions for products and services unrelated to items actually purchased by said consumer.
Claim 54
Independent Claim
220 words
A system for distributing and redeeming electronic promotions to a plurality of consumers comprising: a first communications network interconnected to a plurality of first computers interfacing with said plurality of consumers; at least one second computer connected to said first communications network, said second computer maintaining an account for each consumer and a database of items for promotion to said plurality of said consumers, each consumer account accessible upon presentation of a unique key over said first communications network, said accessed account showing promotion choices of items available at least one store associated with said key, said second computer recording data of selections of said promotion choices made by said consumer over said first communications network; a second communications network interconnecting said second computer and at least one computer at said associated store so that said second computer and said store computer can exchange recorded selection data of promotion choices and purchase data of items at said associated store over said second communications network to reconcile said selections and purchases to credit said consumer; and a third communications network interconnecting said second computer and at least one computer at a promoter of an item, said third communications network carrying data of said item from said promoter computer for insertion into said database of items for promotion in said second computer.
Claim 55
Independent Claim
220 words
A system for distributing and redeeming electronic promotions to a plurality of consumers comprising: a first communications network interconnected to a plurality of first computers interfacing with said plurality of consumers; at least one second computer connected to said first communications network, said second computer maintaining an account for each consumer and a database of items for promotion to said plurality of said consumers, each consumer account accessible upon presentation of a unique key over said first communications network, said accessed account showing promotion choices of items available at least one store associated with said key, said second computer recording data of selections of said promotion choices made by said consumer over said first communications network; a second communications network interconnecting said second computer and at least one computer at said associated store so that said second computer and said store computer can exchange recorded selection data of promotion choices and purchase data of items at said associated store over said second communications network to reconcile said selections and purchases to credit said consumer; and a third communications network interconnecting said second computer and at least one computer at a promoter of an item, said third communications network carrying data of said item from said promoter computer for insertion into said database of items for promotion in said second computer.
Claim 56
Dependent Claim
40 words
The system of claim 52 wherein said third communications network further carrying data of at least one criterion for promotion of said item from said promoter computer for insertion into said database of items for promotion in said second computer.
Claim 57
Dependent Claim
13 words
The system of claim 52 wherein said promoter computer operates with a GUI.
Claim 58
Independent Claim
163 words
A method for distributing and redeeming electronic promotions to a plurality of consumers through a communications network, comprising: maintaining an account for each consumer; associating each consumer account with a unique key; permitting access to said consumer account upon presentation of said unique key over said communications network; presenting promotion choices of items available at at least one store associated with said unique key over said communications network; recording selections of said promotion choices made by said consumer over said communications network; inferring one or more associated stores where purchase is likely to occur by said consumer; sending data of said recorded selections to said one or more associated stores within a preselected time limit after said recording selection step so that said data is sent prior to purchase of items by said consumer at one of said associated stores; receiving data of purchased items by said consumer at said one associated store; and reconciling said selections and purchases to credit said consumer.
Claim 59
Independent Claim
163 words
A method for distributing and redeeming electronic promotions to a plurality of consumers through a communications network, comprising: maintaining an account for each consumer; associating each consumer account with a unique key; permitting access to said consumer account upon presentation of said unique key over said communications network; presenting promotion choices of items available at at least one store associated with said unique key over said communications network; recording selections of said promotion choices made by said consumer over said communications network; inferring one or more associated stores where purchase is likely to occur by said consumer; sending data of said recorded selections to said one or more associated stores within a preselected time limit after said recording selection step so that said data is sent prior to purchase of items by said consumer at one of said associated stores; receiving data of purchased items by said consumer at said one associated store; and reconciling said selections and purchases to credit said consumer.
Claim 60
Dependent Claim
25 words
The method of claim 55 wherein said inferring step comprises inferring said likely associated stores from the data of previously purchased items by said consumer.
Claim 61
Dependent Claim
19 words
The method of claim 55 wherein said inferring step comprises inferring said likely associated stores from said unique key.
Claim 62
Dependent Claim
32 words
The method of claim 55 further comprising the step of indicating discounts credited to said consumer account at the time of purchase of items by said consumer at said one associated store.
Claim 63
Dependent Claim
46 words
The method of claim 58 further comprising the step of invalidating said sent data of said recorded selections to one or more of said associated stores within a preselected time limit after said time of purchase of items by said consumer at said one associated store.