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US5448043A Expired / Lapsed US ⏱️ 0.0 years remaining

Foreign remittance transaction terminal apparatus and foreign remittance transaction system employing the same

Assignee: Fujitsu Ltd
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Filing: 1993-10-12
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Granted: 1995-09-05
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Expires: 2013-10-12
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Abstract

Abstract Foreign remittance transaction terminal apparatus for sending money to foreign countries, which includes lobby terminal equipment operated by a user, and counter terminal equipment operated by a teller and connected to a host computer. The lobby terminal equipment has a unit for the user inputting at least a beneficiary, a remittance currency, and an amount of remittance as items required for application for the foreign remittance, a unit for displaying an operation guidance screen for guidance for the user about items to be input for application for the foreign remittance, and a unit for outputting the items input through the input unit onto an output medium and for issuing it to the user. The counter terminal equipment has a unit for inputting the contents of the output medium received from the user, and a unit for transmitting the remittance data based on the input contents to the host computer. Also disclosed is a foreign remittance transaction system including lobby terminal equipment arranged as described above, counter terminal equipment also arranged as described above, and a computer connected to the counter terminal equipment to check the remittance data transmitted and to transmit the result of the check to the counter terminal equipment.

Inventors

  • 👤 Satoshi Nakano
  • 👤 Yoshiharu Morohashi

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-11-03 05:32
CPC Classifications
G; G06; G06Q; G06Q40/00; G06Q40/02; G06Q20/00; G06Q20/08; G06Q20/10; G06Q20/38; G06Q20/381; G07; G07F; G07F19/00; G07F19/20; G07F19/211

Claims Analysis

Total Claims: 23
Claim 1
Independent Claim 155 words
Foreign remittance transaction terminal apparatus for transmitting foreign remittance data to a host computer for processing foreign remittance, said terminal apparatus comprising: lobby terminal equipment operated by a user, said lobby terminal equipment having means for said user inputting at least a beneficiary, a remittance currency, and an amount of remittance as items required for application for said foreign remittance, means for displaying an operation guidance screen for guidance for said user about items to be input for application for said foreign remittance, and means for outputting the items input through said input means onto an output medium and for issuing said output medium to said user; and counter terminal equipment operated by a teller and connected to said host computer, said counter terminal equipment having means for inputting the contents of said output medium received from said user, and means for transmitting said remittance data based on said input contents to said host computer.
Claim 2
Dependent Claim 155 words
Foreign remittance transaction terminal apparatus for transmitting foreign remittance data to a host computer for processing foreign remittance, said terminal apparatus comprising: lobby terminal equipment operated by a user, said lobby terminal equipment having means for said user inputting at least a beneficiary, a remittance currency, and an amount of remittance as items required for application for said foreign remittance, means for displaying an operation guidance screen for guidance for said user about items to be input for application for said foreign remittance, and means for outputting the items input through said input means onto an output medium and for issuing said output medium to said user; and counter terminal equipment operated by a teller and connected to said host computer, said counter terminal equipment having means for inputting the contents of said output medium received from said user, and means for transmitting said remittance data based on said input contents to said host computer.
Claim 3
Dependent Claim 70 words
Foreign remittance transaction terminal apparatus according to claim 1, wherein said lobby terminal equipment further has a memory stored with data on a plurality of operation guidance screens described in a plurality of languages, respectively, and a controller for drawing out from said memory data on an operation guidance screen described in a language designated through said input means and for displaying said operation guide screen on said display means.
Claim 4
Dependent Claim 37 words
Foreign remittance transaction terminal apparatus according to claim 2, wherein said medium output means of said lobby terminal equipment is means for printing item data input through said input means on an application form for foreign remittance.
Claim 5
Dependent Claim 60 words
Foreign remittance transaction terminal apparatus according to claim 2, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and delivering said card, and said input means of said counter terminal equipment is card handling means for reading the record contents of said card.
Claim 6
Dependent Claim 105 words
Foreign remittance transaction terminal apparatus according to claim 2, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and delivering said card and for reading the contents of the card inserted thereinto, and said controller of said lobby terminal equipment effects control such that said display means displays an operation guidance screen for inputting remittance data other than the beneficiary data recorded on said card read, and wherein said input means of said counter terminal equipment is card handling means for reading the record contents of said card.
Claim 7
Dependent Claim 37 words
Foreign remittance transaction terminal appratust according to claim 1, wherein said medium output means of said lobby terminal equipment is means for printing item data input through said input means on an application form for foreign remittance.
Claim 8
Dependent Claim 60 words
Foreign remittance transaction terminal apparatus according to claim 6, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and delivering said card, and said input means of said counter terminal equipment is card handling means for reading the record contents of said card.
Claim 9
Dependent Claim 105 words
Foreign remittance transaction terminal apparatus according to claim 6, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and delivering said card and for reading the contents of the card inserted thereinto, and said controller of said lobby terminal equipment effects control such that said display means displays an operation guidance screen for inputting remittance data other than the beneficiary data recorded on said card read, and wherein said input means of said counter terminal equipment is card handling means for reading the record contents of said card.
Claim 10
Dependent Claim 61 words
Foreign remittance transaction terminal apparatus according to claim 1, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and for delivering said card, and said input means of said counter terminal equipment is card handling means for reading the record contents of said card.
Claim 11
Dependent Claim 104 words
Foreign remittance transaction terminal apparatus according to claim 1, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and delivering said card and for reading the contents of the card inserted thereinto, and said input means of said counter terminal equipment is card handling means for reading the record contents of said card, and wherein said lobby terminal equipment further has a controller for displaying on said display means an operation guidance screen for inputting remittance data other than the beneficiary data recorded on said card read.
Claim 12
Independent Claim 172 words
A system for transacting foreign remittance comprising: lobby terminal equipment operated by a user, said lobby terminal equipment having means for said user inputting at least a beneficiary, a remittance currency, and an amount of remittance as items required for application for said foreign remittance, means for displaying an operation guidance screen for guidance for said user about items to be input for application for said foreign remittance, and means for outputting the items input through said input means onto an output medium and for issuing said output medium to said user; counter terminal equipment operated by a teller, said counter terminal equipment having means for inputting the contents of said output medium received from said user, display means, and means for transmitting remittance data on the basis of said input contents from the counter terminal equipment; and a computer, connected to said counter terminal equipment and receiving the remittance data from the counter terminal equipment, checking said remittance data and transmitting the result of said check to said counter terminal equipment.
Claim 13
Independent Claim 172 words
A system for transacting foreign remittance comprising: lobby terminal equipment operated by a user, said lobby terminal equipment having means for said user inputting at least a beneficiary, a remittance currency, and an amount of remittance as items required for application for said foreign remittance, means for displaying an operation guidance screen for guidance for said user about items to be input for application for said foreign remittance, and means for outputting the items input through said input means onto an output medium and for issuing said output medium to said user; counter terminal equipment operated by a teller, said counter terminal equipment having means for inputting the contents of said output medium received from said user, display means, and means for transmitting remittance data on the basis of said input contents from the counter terminal equipment; and a computer, connected to said counter terminal equipment and receiving the remittance data from the counter terminal equipment, checking said remittance data and transmitting the result of said check to said counter terminal equipment.
Claim 14
Dependent Claim 33 words
Foreign remittance transaction system according to claim 11, wherein said computer further calculates charges required for remittance from said remittance data and transmits the result of said calculation to said counter terminal equipment.
Claim 15
Dependent Claim 69 words
Foreign remittance transaction system according to claim 11, wherein said lobby terminal equipment further has a memory stored with data on a plurality of operation guidance screens described in a plurality of languages, respectively, and a controller for drawing out from said memory data on an operation guidance screen described in a language designated through said input means and for displaying said operation guide screen on said display means.
Claim 16
Dependent Claim 36 words
Foreign remittance transaction system according to claim 13, wherein said medium output means of said lobby terminal equipment is means for printing item data input through said input means on an application form for foreign remittance.
Claim 17
Dependent Claim 59 words
Foreign remittance transaction system according to claim 13, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and delivering said card, and said input means of said counter terminal equipment is card handling means for reading the record contents of said card.
Claim 18
Dependent Claim 104 words
Foreign remittance transaction system according to claim 13, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and delivering said card and for reading the contents of the card inserted thereinto, and said controller of said lobby terminal equipment effects control such that said display means displays an operation guidance screen for inputting remittance data other than the beneficiary data recorded on said card read, and wherein said input means of said counter terminal equipment is card handling means for reading the record contents of said card.
Claim 19
Dependent Claim 36 words
Foreign remittance transaction system according to claim 11, wherein said medium output means of said lobby terminal equipment is means for printing item data input through said input means on an application form for foreign remittance.
Claim 20
Dependent Claim 59 words
Foreign remittance transaction system according to claim 17, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and delivering said card, and said input means of said counter terminal equipment is card handling means for reading the record contents of said card.
Claim 21
Dependent Claim 105 words
Foreign remittance transaction terminal equipment according to claim 17, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and delivering said card and for reading the contents of the card inserted thereinto, and said controller of said lobby terminal equipment effects control such that said display means displays an operation guidance screen for inputting remittance data other than the beneficiary data recorded on said card read, and wherein said input means of said counter terminal equipment is card handling means for reading the record contents of said card.
Claim 22
Dependent Claim 60 words
Foreign remittance transaction system according to claim 11, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and for delivering said card, and said input means of said counter terminal equipment is card handling means for reading the record contents of said card.
Claim 23
Dependent Claim 103 words
Foreign remittance transaction system according to claim 11, wherein said medium output means of said lobby terminal equipment is card handling means for recording item data input through said input means on a card and delivering said card and for reading the contents of the card inserted thereinto, and said input means of said counter terminal equipment is card handling means for reading the record contents of said card, and wherein said lobby terminal equipment further has a controller for displaying on said display means an operation guidance screen for inputting remittance data other than the beneficiary data recorded on said card read.

References Cited (Backward Citations)

US4417136A Cited
US4833312A Cited
US4953086A Cited

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1998-09-04 1999-03-06 1999-09-05 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 2002-09-04 2003-03-06 2003-09-05 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 2006-09-04 2007-03-06 2007-09-05 $7700.00 Window Closed / Lapsed

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