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US6594766B2
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Method and apparatus for providing and maintaining a user-interactive portal system accessible via internet or other switched-packet-network
Assignee: Yodlee Inc
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Filing: 2002-06-25
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Granted: 2003-07-15
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Expires: 2022-06-25
Abstract
Abstract An Internet Portal is enabled by software executing on an Internet-connected server. The Portal, in response to a log-on by a user, presents a secure and personalized page for and to the user, the personalized page having listed plural Internet destinations enabled by hyperlinks, wherein upon invocation of a hyperlink by the subscriber, such as by a point-and-click technique, the portal invokes a URL for the destination, and upon connection with the destination, transparently provides any required log-on information for user access at the destination. In an enhanced embodiment a search function is provided wherein a user may configure searches in any or all of the listed destinations on a personalized page. Provision is provided for log-on by limited appliances, such as by a Smartcard or embedded password, and in some embodiments functionality is provided in a browser plug-in wherein a user may navigate to a site, and, in response to a request for log-in data, the subscriber may use a hot key or pointer input, which will cause the browser to access and provide the needed data from the Password-All source.
Inventors
- 👤 P. Venkat Rangan
- 👤 Sam Inala
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-29 21:42
CPC Classifications
H; H04; H04L; H04L67/00; H04L67/50; H04L67/56; H04L67/561; G; G06; G06F; G06F21/00; G06F21/30; G06F21/31; G06F21/41; G06F16/00; G06F16/90; G06F16/95; G06F16/953; G06F16/9535; G06F16/958; G06Q; G06Q20/00; G06Q20/38; G06Q20/382; G06Q20/3821; G06Q30/00; G06Q30/02; G06Q30/0207; G06Q30/0226; G06Q30/0239; G06Q30/0241; G06Q30/0248; G06Q30/0251; G06Q30/0269; G06Q30/0271; G06Q30/0277; H04L67/567; G06F2221/00; G06F2221/21; G06F2221/2119; H04L67/01; H04L67/02; H04L67/2866; H04L67/289
Claims Analysis
Total Claims: 33
Claim 1
Independent Claim
126 words
An Internet portal, comprising: an Internet-connected server; a portal software executing on the server; and a data repository accessible to the server, the repository storing user-specific data comprising profiles and directions for user-defined functions; wherein the server, through execution of the portal software, in response to log-on by an individual user from a user's Internet-connected appliance, presents a secure and personalized web page for the user, the personalized page having a list of Internet destinations enabled by hyperlinks, wherein, upon invocation of a hyperlink by the user, the portal invokes a URL for the destination, and upon connection with the destination, transparently provides any required log-on information required for user access at the destination, and wherein the server automatically performs individual ones of the user-defined functions.
Claim 2
Dependent Claim
126 words
An Internet portal, comprising: an Internet-connected server; a portal software executing on the server; and a data repository accessible to the server, the repository storing user-specific data comprising profiles and directions for user-defined functions; wherein the server, through execution of the portal software, in response to log-on by an individual user from a user's Internet-connected appliance, presents a secure and personalized web page for the user, the personalized page having a list of Internet destinations enabled by hyperlinks, wherein, upon invocation of a hyperlink by the user, the portal invokes a URL for the destination, and upon connection with the destination, transparently provides any required log-on information required for user access at the destination, and wherein the server automatically performs individual ones of the user-defined functions.
Claim 3
Dependent Claim
28 words
The portal of claim 1 wherein the destinations comprise institutions maintaining transactional data for the individual user, and the functions include retrieving current state for the transactional data.
Claim 4
Dependent Claim
14 words
The portal of claim 2 wherein the functions include summarizing data for individual users.
Claim 5
Dependent Claim
17 words
The portal of claim 3 wherein the functions include displaying summarized data on the personalized web page.
Claim 6
Dependent Claim
24 words
The portal of claim 3 wherein the functions include preparing one or more reports of summarized data to be delivered to the individual user.
Claim 7
Dependent Claim
21 words
The portal of claim 5 wherein the functions include a facility for authorizing and accomplishing payment for the goods and services.
Claim 8
Dependent Claim
22 words
The portal of claim 2 wherein the transactional data includes account balances in the name of the individual user in financial institutions.
Claim 9
Dependent Claim
12 words
The portal of claim 2 wherein the transactional data includes stock holdings.
Claim 10
Dependent Claim
17 words
The portal of claim 2 wherein the transactional data includes frequent-flier miles accumulated by the individual user.
Claim 11
Dependent Claim
23 words
The portal of claim 2 wherein the destinations comprise institutions where the individual user may accomplish transactions requiring payment for goods or services.
Claim 12
Dependent Claim
141 words
An Internet Portal application executable on an Internet-connected server, comprising: a log-on facility for users to enter log-on information for access to the Portal application; a plurality of stored personal pages associated each with one or more specific users; and a facility for interacting with a data repository storing user-specific data comprising profiles and directions for user-defined functions; wherein the application, in response to log-on by an individual user from a user's Internet-connected appliance, presents the personal page for the user, the personal page having a list of Internet destinations enabled by hyperlinks, wherein, upon invocation of a hyperlink by the user, the portal invokes a URL for the destination, and upon connection with the destination, transparently provides any required log-on information required for user access at the destination, and wherein the server automatically performs individual ones of the user-defined functions.
Claim 13
Dependent Claim
141 words
An Internet Portal application executable on an Internet-connected server, comprising: a log-on facility for users to enter log-on information for access to the Portal application; a plurality of stored personal pages associated each with one or more specific users; and a facility for interacting with a data repository storing user-specific data comprising profiles and directions for user-defined functions; wherein the application, in response to log-on by an individual user from a user's Internet-connected appliance, presents the personal page for the user, the personal page having a list of Internet destinations enabled by hyperlinks, wherein, upon invocation of a hyperlink by the user, the portal invokes a URL for the destination, and upon connection with the destination, transparently provides any required log-on information required for user access at the destination, and wherein the server automatically performs individual ones of the user-defined functions.
Claim 14
Dependent Claim
29 words
The application of claim 11 wherein the Internet destinations comprise institutions maintaining transactional data for the individual user, and the functions include retrieving current state for the transactional data.
Claim 15
Dependent Claim
22 words
The application of claim 12 wherein the transactional data includes account balances in the name of the individual user in financial institutions.
Claim 16
Dependent Claim
12 words
The application of claim 12 wherein the transactional data includes stock holdings.
Claim 17
Dependent Claim
17 words
The application of claim 12 wherein the transactional data includes frequent-flier miles accumulated by the individual user.
Claim 18
Dependent Claim
23 words
The application of claim 12 wherein the destinations comprise institutions where the individual user may accomplish transactions requiring payment for goods or services.
Claim 19
Dependent Claim
21 words
The application of claim 16 wherein the functions include a facility for authorizing and accomplishing payment for the goods and services.
Claim 20
Dependent Claim
14 words
The application of claim 11 wherein the functions include summarizing data for individual users.
Claim 21
Dependent Claim
24 words
The application of claim 18 wherein the functions include preparing one or more reports of summarized data to be delivered to the individual user.
Claim 22
Dependent Claim
17 words
The application of claim 11 wherein the functions include displaying summarized data on the personalized web page.
Claim 23
Independent Claim
93 words
A method for accessing and interacting with WEB pages on the Internet, comprising steps of: (a) using an Internet-capable appliance, logging on to a Portal server, which returns from a data repository also storing user-defined functions, a personalized page for the user logging on, the personalized page listing plural Internet destinations enabled by hyperlinks; (b) selecting a hyperlink in the personalized page, thereby invoking a URL for a destination, and, upon connection to the destination, automatically providing user log-on information for the user; and (c) performing one or more of the user-defined functions.
Claim 24
Independent Claim
93 words
A method for accessing and interacting with WEB pages on the Internet, comprising steps of: (a) using an Internet-capable appliance, logging on to a Portal server, which returns from a data repository also storing user-defined functions, a personalized page for the user logging on, the personalized page listing plural Internet destinations enabled by hyperlinks; (b) selecting a hyperlink in the personalized page, thereby invoking a URL for a destination, and, upon connection to the destination, automatically providing user log-on information for the user; and (c) performing one or more of the user-defined functions.
Claim 25
Dependent Claim
29 words
The method of claim 21 wherein the Internet destinations comprise institutions maintaining transactional data for the individual user, and the functions include retrieving current state for the transactional data.
Claim 26
Dependent Claim
14 words
The method of claim 22 wherein the functions include summarizing data for individual users.
Claim 27
Dependent Claim
17 words
The method of claim 23 wherein the functions include displaying summarized data on the personalized web page.
Claim 28
Dependent Claim
24 words
The method of claim 23 wherein the functions include preparing one or more reports of summarized data to be delivered to the individual user.
Claim 29
Dependent Claim
22 words
The method of claim 22 wherein the transactional data includes account balances in the name of the individual user in financial institutions.
Claim 30
Dependent Claim
12 words
The method of claim 22 wherein the transactional data includes stock holdings.
Claim 31
Dependent Claim
17 words
The method of claim 22 wherein the transactional data includes frequent-flier miles accumulated by the individual user.
Claim 32
Dependent Claim
23 words
The method of claim 22 wherein the destinations comprise institutions where the individual user may accomplish transactions requiring payment for goods or services.
Claim 33
Dependent Claim
21 words
The method of claim 29 wherein the functions include a facility for authorizing and accomplishing payment for the goods and services.
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USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 2006-07-14 | 2007-01-13 | 2007-07-15 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2010-07-14 | 2011-01-13 | 2011-07-15 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2014-07-14 | 2015-01-13 | 2015-07-15 | $7700.00 | Window Closed / Lapsed |